Apply for a personal loan of up to R200 000.

We give you direct access to the funds you need and the freedom to spend them any way you like.

Your loan amount:

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Please note that DirectChoice and LoansDirect are brands of DirectAxis and DirectAxis is a business unit of FirstRand Bank. Since we are part of FirstRand group, your personal information will be shared with the group for various reasons, including to administer your loan. We believe in being open with you around how we use your personal information, so please remember to read the FirstRand Privacy Notice that is available on our website at

All consents that you provide during your application, will extend to the FirstRand group. If you do not want us to use your personal information for direct marketing purposes, you may exercise your right to opt-out during your application or by calling Customer Services on 0217643404.

The Credit Provider may obtain and use your information from third party qualification data providers to conduct an assessment to determine your eligibility for and the appropriateness of the supply of this credit solution applied for.

Loansdirect has a number of premium partners who each apply their own credit criteria to assess loan applications. The maximum interest rate charged on their loans is R26.50%, with payment terms between 12-72 months.

Representative Example (excluding credit life insurance) of a R60 000 loan over 60 months.